Life Insurance Application Center

 
Welcome to FSA's Life Insurance Application Center! 
 
STEP 1: Determine Client's Age & Amount of Death Benefit Needed
 
STEP 2: Send Us Your Case! Click Here - Why do we need a prelim? 
 
STEP 3: We will assess your case right away and find the most efficient and cost effective way for your client to get the coverage he/she needs
 
STEP 4: We will call you with our solution and walk you through each step of the way 
 
 
 
This solution to low cost, low-face amount life insurance is finally making term insurance profitable for producers & affordable for clients!
 
For your clients in their 20's, 30's & early 40's who need a death benefit under $400K, here are your options:
  Your clients can apply for 10, 15 or 20 year term, No Lapse UL or Whole Life coverage with Accelewriting.

 $50K- $400K, Term and $25K- $250K UL

  • Is this the right coverage for your client?
    • 8 Qualifying Questions -Must Answer "NO" to all questions- View Here
    • Build Chart- Must Not Exceed These Limitations 
    • Prescription Medication Check- Ineligible drugs listed: Here 
  •  If your client meets the above eligibility, you are ready to quote! 
  • If your agent contract request has been submitted, Get Started Now! 
  • 2 Minute Decision: Online message will say: "Approved"! or "Sent to Underwriting". If your case is sent to Underwriting, no further action is necessary. Please wait 24-48 hrs before logging back on to the system to get your answer. 
  check-mark-2-256 If Your Client Did not Pass the Qualifying Questions Above,  please see our second option for no-so perfect health histories below: 
 
 Mutual-of-Omaha
 
$25K-$250K 15/20/30 Yr Term and $50K- $250K UL
  • Is this the right coverage for your client?
    • 10 Qualifying Questions 
    • Build Chart & Automatic Decline List: View Here
    • Prescription Medication Check 
  • One Standard Issue Classification
  • If your agent contract request has been submitted, Get Started Now
 

 

    Submit a Preliminary Inquiry on Your Client- Get Started!  We will review your case & let you know what rating classifications we believe your client can be offered from each of our carriers

  You can compare rates on our You must be logged in to use this feature! , understanding that providing these rates to clients before prelim review will cause delays in processing and may impact your ability to place the case. 

check-mark-2-256We Cannot accept life insurance applications without a preliminary review. (why?

 

*Please do not take any application for life insurance without first verifying your agent appointment status

 
When your clients simply need coverage for their final expenses, we have make it easy to apply. 
 
 
  • Simplified Issue Whole Life- Level or Graded Death Benefit Options
  • Level: ages 45-85, $2K- $45K- Part 1 qualifying questions must be "NO"
  • Graded: ages 45-80, $2K- $20K - If "YES" answers to Part 2 qualifying questions
  • Random Phone Interviews, MIB, RX Check
  • Download Underwriting Guide & Rate Sheets and Application Kit
  • Please do not take an application before you have verified your agent appointment status & state specific requirements
 
 
  • Guaranteed Issue Whole Life
  • Ages: 50- 80
  • Death Benefit Amounts: $5K- $25K 
  • No Qualifying Questions to Answer
  • Download Rate Sheet & Application Kit 
  • Please do not take an application before you have verified your agent appointment status & state specific requirements